• Eligibility to obtain loans up to three times  (3x) the amount of savings a member has with the Society.
• Access to loan/credit without collateral.
• Competitive low-interest rates as low as 1.5% on loan for members
• Business marketing and networking opportunities
• Funding for both personal and business needs
• Collaborations, partnerships and investment opportunities.

Yes, the registration fee to become a member of DOCIM is a token amount of ₦7,000, to be paid directly into the Cooperative account only.

Simply click on the Register menu; fill in your details appropriately and make your payment.

Here is an overview of how DOCIM can help you save:
i. Compulsory Saving:

Here you are expected to make a compulsory monthly saving of the sum of ₦2,000 that is payable to you only  when you want to discontinue with the Cooperative.

ii. Ordinary compulsory saving:

Here, you are expected to make a minimum compulsory monthly saving of the sum of ₦5,000. It is this Savings  plus your Additional Savings that will make you eligible to get of 3x the amount you have saved.

iii. Additional Savings (No Limit)

This extra saving is voluntary and positions you to profit from the interest on loans and other profitable financial activity that go on in the Cooperative.

Yes, your membership will be terminated after 3 consecutive months of no Savings activity.

Yes, except for the compulsory savings; unless you have decided to discontinue your membership.

Yes it does.

DOCIM is a certified Cooperative Society, duly registered under SECTION 4 of the Nigeria Co-operative societies Act No 98 of 2004, with registration number EN 23482.